My son was rejected from all the highly-rated universities we'd thought he had a shot at. This year's application cycle has just been a beast. It's sad, but although he's got the highest IQ of anyone I've ever met, he's certainly not alone. All the kids who took gap years because of the pandemic are applying, colleges are trying to keep their numbers reasonable so that they don't end up with too many, so competition is just fierce. It's disappointing for everyone who worked so hard just to be devastated by rejection after rejection.
The colleges he did get into are great, so I won't complain about it. The problem with them is that they're a full day of traveling away, with multiple flight layovers and very expensive travel. We're going to tour two of them next week, and our 4-day trip is costing multiple thousands of dollars. Applying to colleges is a slog, and visiting those colleges is a money pit. 
It's a very reversed ten of pentacles! It's the worst-case legacy scenario (baby not getting into schools we expected him to get into), It's a financial loss (expensive travel), and we're all still muddling though this stupid pandemic that won't end (disaster).
Maybe I'll go eat fruitcake behind a bank, and hope someone throws out a bag of money. 

The Ten of Pentacles upright is about fortune, legacy, and inheritance. This card depicts the epitome of wealth, the highest level of career success, or a completed family tree.
Reversed, it is generally the worst-case scenario for finances, such as a disaster, bankruptcy, issues with inheritances or wills, divorce, or money loss.
 
Questions answered by the reversed Ten of Pentacles:
Who? Someone going through a divorce or bankruptcy 
What? A disputed financial transaction
Where? Behind the bank
When? The middle of September; During a reading of a will; At the end of a life stage
Why? “It’s easy to meet expenses – everywhere we go, there they are.” ~Anonymous
Yes or No? No

The reversed Ten of Pentacles as:
…an action?

• Deal with difficult family
• Dispute a transaction
• Take care of your business affairs

 
…a place in your house?

• Where you’ve stored the will
• Symbols of your culture or heritage

 
…a place in your city?

• A hospice center
• A divorce lawyer
• A planned neighborhood

…a place in the world?

• Los Angeles, CA
• Shanghai, China
• London, England
• Russia

 
…something to eat?

• Fried eggs
• Noodles

• Frozen food
• fruitcake

…something to clean?

• Clean out your social media friends list
• Items from your culture

 
…where to find the missing item?

• Someone older than you has it

 
…a color? blue, green
 
…a movie theme? Debt; financial disaster; family trouble

• American Hustle
• Get Shorty
• We’re the Millers

 
…a new career?

• Doctor
• Laborer

• Uber driver
• Estate planner

Ten of Pentacles reversed
Before any card: Refrain from financial dealings with (card)
After any card: Debt; bankruptcy; will disputes

For more on the reversed ten of pentacles, read Applied Tarot Reversed

The Ten of Pentacles is about fortune, legacy, and inheritance. One has perhaps acquired such an abundance of riches or skills that they have chosen to start giving it away philanthropically, or they have passed it down to future generations.

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This card depicts the epitome of wealth, the highest level of career success, or a completed family tree.
  
Questions answered by Ten of Pentacles:
Who? A matriarch or patriarch 
What? A legacy
Where? At a financial institution
When? The middle of September; At the end; A decade
Why? success must be celebrated
Yes or No? Yes
 
Ten of Pentacles
​Before any card: Pass down or share your knowledge about (card)
After any card: Inheritance, legacy, endowment
 
The Ten of Pentacles as:
...an action?

• Enjoy what you have
• Write your will
• Channel your ancestors for wisdom

 
...a place in your house?

• Photos of your family
• A secure place to relax

 
...a place in your city?

• A senior center
• Your lawyer’s office
• a market
• a place of wealth, legacy

...a place in the world?

• Monaco
• Japan
• Hong Kong
• Iceland
• San Marino

 
...something to eat?

• An heirloom recipe
• Fruits

 
...something to clean?

• Your bank accounts (don't clean them out, just make sure the beneficiaries are correct and things like that)
• Your heirlooms

 
...where to find the missing items?

• You may have handed them to a child

 
...a color? yellow, red
 
...a movie theme? Legacy, inheritance

• Brewster’s Millions
• Anastasia
• Batman

 
...a new career?

• Property developer or house flipper
• Antiques dealer
• Join the family business
• Retire

Ten of Pentacles combinations
With The Devil: Only when success has been achieved is it time to play.
With Nine of Wands: Someone takes a stand over an inheritance.
With Five of Cups: A person is sad over the legacy they have left; too many regrets to celebrate rewards.
With Four of Swords: The legacy has been passed down; it is time to rest.
With King of Pentacles: The leader of the family bequeaths a surprising inheritance.